This Agreement governs the use of your account with Finance Labour Credit Union (FLCU). By opening an account, you agree to be bound by these terms and all applicable laws and regulations.
Membership is open to individuals who meet our eligibility requirements. You must provide accurate and complete information when applying for membership.
You are responsible for all transactions conducted through your account. Keep your login credentials secure and notify us immediately of any unauthorized use.
Certain services may be subject to fees as disclosed in our fee schedule. We reserve the right to modify fees with proper notice.
We are committed to protecting your privacy as described in our Privacy Policy. We collect and use your information in accordance with applicable laws.
We may amend these terms at any time. Continued use of your account after changes constitutes acceptance of the modified terms.
We collect personal information to provide and improve our services, including name, contact details, identification numbers, and financial information.
Your information is used to process transactions, verify identity, prevent fraud, comply with laws, and communicate with you about your account.
We do not sell your information. We may share it with service providers, regulators, or law enforcement as required by law or with your consent.
We implement physical, electronic, and procedural safeguards to protect your information from unauthorized access or use.
You may access, correct, or request deletion of your personal information, subject to legal and operational requirements.
We may update this policy periodically. The current version will always be available on our website.